As December 2025 kicks off, Ontario residents are gearing up for the latest round of financial support through CRA benefits.
These monthly benefits are crucial for families, seniors, and vulnerable groups to navigate the expensive holiday season.
Many households in Ontario, especially those with multiple children, can receive over $2,600 in combined support in December to help with winter expenses.
With holiday spending, higher energy bills, and increased food prices, these payments come at a critical time.
Here is a comprehensive guide for December 2025, including eligibility criteria, payment dates, benefit amounts, and tips to maximize these deposits.
Whether you reside in Brampton, Kitchener, or North Bay, these benefits ensure continuous assistance for those in need.
Ontario Trillium Benefit (OTB)
The Ontario Trillium Benefit, administered by the CRA, streamlines the payment process by combining three major credits into a single monthly deposit:
- Ontario Sales Tax Credit
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
For the 2025 benefit year, the maximum annual OTB is approximately $2,100, translating to around $175 per month for eligible households.
To qualify for the OTB in December 2025, you must meet certain criteria, including residency, tax filing, payment of rent or property tax, and income thresholds.
The December installment of the OTB is set for December 10, 2025, with subsequent payments scheduled throughout 2026.
Estimated OTB Payment For Families in December
Most families can expect to receive between $150 and $175 per month, with Northern Ontario households receiving slightly higher support due to increased heating costs.
Given the rising energy consumption in winter, this early-month deposit is particularly valuable for covering utility bills.
Here are some tips to make the most of your OTB, such as filing taxes annually and updating your information with the CRA.
Canada Child Benefit (CCB)
The Canada Child Benefit is a tax-free federal benefit that provides significant monthly support for families with children, covering various expenses like childcare, clothing, and food.
In July 2025, CCB amounts were adjusted to reflect inflation, offering families additional financial assistance.
The benefit amounts for 2025–2026 vary based on the age of the children and the family’s net income.
