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Canada Pension Plan (CPP) overview graphic for newcomers showing the age 65 standard retirement benchmark

How Does CPP (Canada Pension Plan) Work for Newcomers?

Caglar Aybas

Every paycheque in Canada shows a deduction labelled CPP, and most newcomers assume it works like a retirement plan back ...

Self-employed freelancer calculating CPP contributions and taxes in Canada

How Self-Employed and Freelancers Pay CPP and Taxes in Canada (No Employer Withholding)

Caglar Aybas

Quick Answer If you’re self-employed, freelancing, or working as an independent contractor in Canada, no employer withholds tax, CPP, or ...

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