CanadiaNow
Understanding Your CRA Notice of Assessment (And Why You’ll Need to Show It Again)
Your first Notice of Assessment (NOA) arrives a few weeks after you file your first Canadian tax return, and a ...
GST/HST for Self-Employed Newcomers: When You Must Register and How It Works
Newcomers who start freelancing or contracting soon after arriving often assume GST/HST registration works like income tax — something you ...
Money in Canada: The Complete Finance and Tax Guide for Newcomers
Money questions hit newcomers from every direction at once — opening a bank account, figuring out your first tax return, ...
Employer Pension Plans in Canada: What Newcomers Need to Know
A job offer that mentions “we offer a pension plan” sounds like a nice-to-have until you understand what it’s actually ...
How Does CPP (Canada Pension Plan) Work for Newcomers?
Every paycheque in Canada shows a deduction labelled CPP, and most newcomers assume it works like a retirement plan back ...
TFSA vs RRSP: Which Should Newcomers Open First?
Once you have a Canadian bank account and a paycheque landing regularly, the next question almost every newcomer asks is ...
How Self-Employed and Freelancers Pay CPP and Taxes in Canada (No Employer Withholding)
Quick Answer If you’re self-employed, freelancing, or working as an independent contractor in Canada, no employer withholds tax, CPP, or ...
CRA Voluntary Disclosures Program: How Newcomers Can Fix Tax Mistakes Before Getting Caught
Made a tax mistake - unreported foreign income or a missed T1135? The CRA's Voluntary Disclosures Program lets you fix it with reduced penalties and protection from prosecution, but only if you apply before the CRA contacts you.
Leaving Canada as a Permanent Resident: How Time Abroad Affects Your PR and Citizenship
Record numbers of PRs left Canada in 2026. Time abroad counts against the 730-day residency obligation and your path to citizenship. What counts toward your days, how to protect PR status if you must leave, and the departure-tax angle.
Is Rent Tax Deductible in Canada? The Clear Answer for 2026
No — rent is not tax deductible at the federal level in Canada. But several provinces offer rent credits that ...
