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CCB Calculator: Canada Child Benefit July 2026 to June 2027
The Canada Child Benefit is a tax-free monthly payment for families with children under 18: up to $8,157 a year per child under 6 and $6,883 per child aged 6 to 17. Enter your family income and children to estimate yours.
- Free
- No sign-up
- Runs in your browser
- Data as of July 2026 to June 2027
Key facts
- Maximum for July 2026 to June 2027: $8,157 per child under 6 and $6,883 per child aged 6 to 17.
- The benefit is reduced once adjusted family net income (AFNI) for 2025 passes $38,237.
- The CCB is tax-free and paid monthly.
- Permanent residents and citizens qualify right away; temporary residents usually after 18 months.
- Both parents must file every year, even with no income.
How is the Canada Child Benefit calculated?
Start with the maximum for each child, then subtract a reduction based on your adjusted family net income and the number of children.
Start with the maximum: $8,157 a year ($679.75 a month) for each child under 6 and $6,883 a year ($573.58 a month) for each child aged 6 to 17. Then subtract the income reduction:
| Children | AFNI $38,237 to $82,847 | AFNI over $82,847 |
|---|---|---|
| 1 | 7% of income over $38,237 | $3,123 + 3.2% of income over $82,847 |
| 2 | 13.5% | $6,022 + 5.7% |
| 3 | 19% | $8,476 + 8% |
| 4 or more | 23% | $10,260 + 9.5% |
What would a family with one child under 6 get?
A family with one child under 6 and an AFNI of $45,000 gets about $7,683.59 a year, or about $640 a month. This example is from the CRA.
| Maximum for a child under 6 | $8,157.00 |
| Reduction: ($45,000 − $38,237) × 7% | −$473.41 |
| Yearly CCB (about $640 a month) | $7,683.59 |
Can newcomers get the Canada Child Benefit?
Yes. Permanent residents and citizens qualify right away. Temporary residents generally qualify after living in Canada for 18 months, with a valid permit in the 19th month.
- Apply through CRA My Account, when you register your child’s birth, or with Form RC66 and Schedule RC66SCH.
- Report your world income for the year before you arrived, so the CRA can calculate your first payments.
- See CCB payment dates and the benefits by status checker.
This calculator applies the CRA’s published CCB formula. Your actual payment is calculated by the CRA from your tax returns. It is general information, not advice.
Questions
CCB calculator FAQ
Is the CCB taxable?
No. You do not report CCB payments on your tax return.
When does the CCB amount change?
Every July, based on the previous year’s family income and the new indexed amounts.
Does this include provincial child benefits?
No. Several provinces add their own benefit, paid with the CCB, and the child disability benefit is separate.
